ba-assetExchange”,”suffixTips”:”new”},{“icon”:”academy-g”,”title”:”ba-Academy”,”link”:”https://academy.%suffixOrigin%/%locale%”,”content”:”ba-education”},{“icon”:”broker-g”,”title”:”ba-broker-main-title”,”link”:”https://www.%suffixOrigin%/%locale%/broker”,”content”:”ba-broker-subtitle”},{“icon”:”Group-51714vipIcon”,”title”:”ba-institutional”,”link”:”https://www.%suffixOrigin%/%locale%/vip-institutional-services”,”content”:”ba-institutional-content”},{“icon”:”charity-g”,”title”:”ba-Charity”,”link”:”https://www.binance.charity”,”content”:”ba-BCFcontnet”},{“icon”:”cloud-g”,”title”:”ba-Cloud”,”link”:”https://cloud.%suffixOrigin%/”,”content”:”ba-exscontent”},{“icon”:”Dex-g”,”title”:”ba-DEX”,”link”:”https://www.binance.org”,”content”:”ba-dex”},{“icon”:”labs-g”,”title”:”ba-Labs”,”link”:”https://labs.%suffixOrigin%/”,”content”:”ba-labs”},{“icon”:”research-g”,”title”:”ba-Research”,”link”:”https://research.%suffixOrigin%/”,”content”:”ba-research”},{“icon”:”eco-trust-s24″,”title”:”ba-Trust Wallet”,”link”:”https://trustwallet.com”,”content”:”ba-trustWallet”},{“icon”:”gift-card”,”title”:”ba-GiftCard”,”link”:”https://www.%suffixOrigin%/%locale%/gift-card”,”content”:”ba-GiftCard-content”},{“icon”:”live”,”title”:”ba-live”,”link”:”https://www.%suffixOrigin%/%locale%/live”,”content”:”ba-live-desc”,”suffixTips”:”new”}]},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”crypto-f”,”title”:”ba-titile2-2″,”link”:”https://p2p.%suffixOrigin%/%locale%/quickTrade/buy”},”subMenuSize”:”normal”,”subMenus”:[]},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”icon-h-market”,”title”:”ba-tableMarkets”,”link”:”https://www.%suffixOrigin%/%locale%/markets”},”subMenuSize”:”normal”,”subMenus”:[]},{“menuType”:”list”,”menuItem”:{“type”:”text”,”icon”:”trade-f”,”title”:”ba-trade”},”subMenuSize”:”large”,”subMenus”:[{“icon”:”convert-g”,”title”:”ba-BasicCONVERT”,”link”:”https://www.%suffixOrigin%/%locale%/convert”,”content”:”ba-BasicCONVERT-content”},{“icon”:”trading-interface-classic-g”,”title”:”ba-Basic”,”link”:”https://www.%suffixOrigin%/%locale%/trade/BTC_USDT?layout=basic”,”content”:”ba-Basic-content”},{“icon”:”trading-interface-advanced-g”,”title”:”ba-Advanced”,”link”:”https://www.%suffixOrigin%/%locale%/trade/BTC_USDT?layout=pro”,”content”:”ba-advanced-content”},{“icon”:”margin-g”,”title”:”ba-margin”,”link”:”https://www.%suffixOrigin%/%locale%/trade-margin/BTC_USDT”,”content”:”ba-margin-content”},{“icon”:”p2p-g”,”title”:”ba-titile2-1″,”link”:”https://p2p.%suffixOrigin%/%locale%”,”content”:”ba-c2c-content”},{“icon”:”strategy-trading-g”,”title”:”ba-StrategyTrading”,”link”:”https://www.%suffixOrigin%/%locale%/strategy/spot/grid?symbol=BTCBUSD”,”content”:”ba-StrategyTrading-desc”},{“icon”:”swap-farming”,”title”:”ba-swapfarming”,”link”:”https://www.%suffixOrigin%/%locale%/swap”,”content”:”ba-swapfarming-desc”},{“icon”:”fan-token”,”title”:”ba-Fantoken”,”link”:”https://www.%suffixOrigin%/%locale%/fan-token”,”content”:”ba-FanToken-content”}]},{“menuType”:”list”,”menuItem”:{“type”:”text”,”icon”:”icon-h-future-s”,”title”:”ba-derivatives”},”subMenuSize”:”large”,”subMenus”:[{“icon”:”futures-g”,”title”:”ba-overview”,”link”:”https://www.%suffixOrigin%/%locale%/futures”,”content”:”ba-overviewcontent”},{“icon”:”reponsible-trading-g”,”title”:”ba-reponsible”,”link”:”https://www.%suffixOrigin%/%locale%/futures/responsible-trading”,”content”:”ba-reponsible-content”},{“icon”:”futures-usdt-m-g”,”title”:”ba-perpetualFutures”,”link”:”https://www.%suffixOrigin%/%locale%/futures/BTCUSDT”,”content”:”ba-perpetualFutures-content”},{“icon”:”futures-coin-m-g”,”title”:”ba-quarterlyFutures”,”link”:”https://www.%suffixOrigin%/%locale%/delivery/btcusd_quarter”,”content”:”ba-quarterlyFutures-content”},{“icon”:”futures-options-vanilla-g”,”title”:”ba-voptions”,”link”:”https://voptions.%suffixOrigin%/%locale%”,”content”:”ba-voptionscontent”},{“icon”:”futures-leveraged-token-g”,”title”:”ba-levaragedtoken”,”link”:”https://www.%suffixOrigin%/%locale%/leveraged-tokens/tokens/allTokens”,”content”:”ba-levaragedtoken-content”},{“icon”:”battle-g”,”title”:”ba-headerbattle”,”link”:”https://www.%suffixOrigin%/%locale%/futures-activity/battle/um/BTC_USDT”,”content”:”ba-battlecontent”},{“icon”:”vip-g”,”title”:”ba-derivatives-vip-portal-new”,”link”:”https://www.%suffixOrigin%/%locale%/derivatives-portal”,”content”:”ba-derivatives-vip-portal-con”}]},{“menuType”:”gird-small”,”menuItem”:{“type”:”text”,”icon”:”piggy-bank-f”,”title”:”ba-earn”},”subMenuSize”:”large”,”subMenus”:[{“icon”:”piggy-bank”,”title”:”ba-Earntitle”,”link”:”https://www.%suffixOrigin%/%locale%/earn”,”content”:”ba-Earndeatil”},{“icon”:”earn-savings-g”,”title”:”ba-lending”,”link”:”https://www.%suffixOrigin%/%locale%/savings”,”content”:”ba-lending-con”},{“icon”:”earn-staking-g”,”title”:”ba-submenutitle-staking”,”link”:”https://www.%suffixOrigin%/%locale%/pos”,”content”:”ba-staking-con”},{“icon”:”vault-g”,”title”:”ba-BNBVault-title”,”link”:”https://www.%suffixOrigin%/%locale%/bnbmining”,”content”:”ba-BNBVaulttitle-content”},{“icon”:”savings-dual-g”,”title”:”ba-Dual”,”link”:”https://www.%suffixOrigin%/%locale%/dual”,”content”:”ba-Dualtitle-content”},{“icon”:”liquid-swap-g”,”title”:”ba-swap-title”,”link”:”https://www.%suffixOrigin%/%locale%/swap/pool”,”content”:”ba-swap-desc”},{“icon”:”auto-invest”,”title”:”ba-auto-invest”,”link”:”https://www.%suffixOrigin%/%locale%/lending/auto-invest/”,”content”:”ba-auto-invest-con”,”suffixTips”:”new”},{“icon”:”pool-g”,”title”:”ba-pool”,”link”:”https://pool.%suffixOrigin%/%locale%/home”,”content”:”ba-pool-content”}]},{“menuType”:”list”,”menuItem”:{“type”:”text”,”icon”:”chart-donut-f”,”title”:”ba-finance”},”subMenuSize”:”large”,”subMenus”:[{“icon”:”card-binance-g”,”title”:”ba-DebitCard”,”link”:”https://www.%suffixOrigin%/%locale%/cards/”,”content”:”ba-DebitCard-content”},{“icon”:”wallet-g-1″,”title”:”ba-CryptoLoans”,”link”:”https://www.%suffixOrigin%/%locale%/loan”,”content”:”ba-Getaninstantloan”},{“icon”:”pay-g”,”title”:”ba-Binance Pay”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/account/payment/dashboard”,”content”:”ba-Binance Pay-content”}]},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”nft-marketplace-f”,”title”:”ba-NFT”,”link”:”https://www.%suffixOrigin%/%locale%/nft/home”,”suffixTips”:”New”},”subMenuSize”:”normal”}],”userInfo”:{“noLogged”:{“login”:”https://accounts.%suffixOrigin%/%locale%/login”,”register”:”https://accounts.%suffixOrigin%/%locale%/register”},”loggedMenu”:{“outerMenus”:[{“menuType”:”list”,”menuItem”:{“type”:”text”,”icon”:”icon-h-TopWallet”,”title”:”ba-wallet”},”subMenuSize”:”normal”,”subMenus”:[{“icon”:”list-grid-f”,”title”:”ba-wallet-overview”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/account/overview”},{“icon”:”spot-f”,”title”:”ba-exchangeWallet”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/exchange/balance”,”content”:”ba-exchangeWalletMsg”},{“icon”:”margin-f”,”title”:”ba-marginWallet”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/account/margin”},{“icon”:”futures-f”,”title”:”ba-futureWallet”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/account/futures”},{“icon”:”piggy-bank-f”,”title”:”ba-earnAssets”,”link”:”https://www.%suffixOrigin%/%locale%/my/saving/asset”},{“icon”:”pool-f”,”title”:”ba-poolaccouts”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/mining”},{“icon”:”coin-f”,”title”:”ba-FundingWallet”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/funding”},{“icon”:”futures-options-vanilla-f”,”title”:”ba-vanillaoptions”,”link”:”https://voptions.%suffixOrigin%/%locale%/my/wallet/account/options”},{“icon”:”transaction-history-f”,”title”:”ba-transactionhistory”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/history/deposit-crypto”},{“icon”:”ac-statement”,”title”:”ba-AccountStatement”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/account/statement”}]},{“menuType”:”list”,”menuItem”:{“type”:”text”,”icon”:”icon-h-Orders”,”title”:”ba-others”},”subMenuSize”:”normal”,”subMenus”:[{“icon”:”spot-f”,”title”:”ba-exchangeOrders”,”link”:”https://www.%suffixOrigin%/%locale%/my/orders/exchange/openorder”},{“icon”:”margin-f”,”title”:”ba-marginOrders”,”link”:”https://www.%suffixOrigin%/%locale%/my/orders/margin/openorder”},{“icon”:”futures-f”,”title”:”ba-futureOrders”,”link”:”https://www.%suffixOrigin%/%locale%/usercenter/future-history/open-order”,”validate”:”isExistFutureAccount”},{“icon”:”p2p-f”,”title”:”ba-corder”,”link”:”https://c2c.%suffixOrigin%/%locale%/fiatOrder”},{“icon”:”piggy-bank-f”,”title”:”ba-earnHistory”,”link”:”https://www.%suffixOrigin%/%locale%/my/saving/history/subscription”},{“icon”:”trade-f”,”title”:”ba-buySellHistory”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/exchange/buysell-history”},{“icon”:”earn-lending-f”,”title”:”ba-loan-history”,”link”:”https://www.%suffixOrigin%/%locale%/my/loan/order”},{“icon”:”convert-f”,”title”:”ba-nav-otc”,”link”:”https://www.%suffixOrigin%/%locale%/my/orders/convert/history”},{“icon”:”launchpad-f”,”title”:”ba-launchpadhistory”,”link”:”https://launchpad.%suffixOrigin%/%locale%/history/lottery”},{“icon”:”pay-f”,”title”:”ba-payment history”,”link”:”https://www.%suffixOrigin%/%locale%/my/wallet/account/payment/history”}]}],”innerMenus”:[{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”security-f”,”title”:”ba-security”,”link”:”https://www.%suffixOrigin%/%locale%/usercenter/security”},”subMenuSize”:”normal”},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”id-f”,”title”:”ba-identification”,”link”:”https://www.%suffixOrigin%/%locale%/my/settings/profile”},”subMenuSize”:”normal”},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”referral-f”,”title”:”ba-referral”,”link”:”https://www.%suffixOrigin%/%locale%/activity/referral?utm_source=Lite_web_account”},”subMenuSize”:”normal”},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”reward-center-f”,”title”:”ba-Reward”,”link”:”https://www.%suffixOrigin%/%locale%/my/coupon”},”subMenuSize”:”normal”},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”task-center-f”,”title”:”ba-task-taskCenter”,”link”:”https://www.%suffixOrigin%/%locale%/my/task/list”},”subMenuSize”:”normal”},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”api-f”,”title”:”ba-APIManagement”,”link”:”https://www.%suffixOrigin%/%locale%/my/settings/api-management”},”subMenuSize”:”normal”,”subMenus”:[]},{“menuType”:”text”,”menuItem”:{“type”:”text”,”icon”:”subaccount-s24″,”title”:”ba-subaccount”,”link”:”https://www.%suffixOrigin%/%locale%/usercenter/sub-account/account-management”,”validate”:”parentUser”},”subMenuSize”:”normal”}]}},”extra”:{“qrCodeUrl”:”https://www.%suffixOrigin%/%locale%/download”}},”origin”:”https://www.binance.com”,”locale”:”zh-CN”,”DEPLOYMENT_ENV”:”prod”}{“routeProps”:{“a106”:{“blogDetail”:{“id”:421499824684903400,”lang”:”cn”,”title”:”乐活基金是什么，为何人人都需要”,”brief”:”本文将为您介绍乐活基金，它将满足您所有奢侈欲望，而且完全不会产生内疚感。继续阅读，了解您为何需要乐活基金，以及如何在币安上创建该基金。”,”banner”:”{“bannerUrl”:”/cpic/20220309/http://kujaku-gallery.com/wp-content/uploads/2022/03/20220308211032-6227c648b1c7b.png”}”,”showBannerInContent”:false,”seoDescription”:”乐活基金是什么，为何人人都需要”,”postTime”:1644490920000,”postTimeUTC”:1644490920000,”content”:”
想知道如何毫无心理负担地花钱吗？本文将为您介绍乐活基金，它将满足您所有奢侈欲望，而且完全不会产生内疚感。继续阅读，了解您为何需要乐活基金，以及如何在币安上创建该基金。
如果连一丁点的放纵享乐都没有，生活还有什么意义？无论是做一次水疗好好放松一下紧张的肌肉，还是购物狂欢，又或者是出游一个月重新发现生活的美好，甚至是远离城市生活来一场说走就走的游轮旅行，您都要在几个月的辛勤工作后好好犒劳自己一番。
当然，就像拖延会令人内疚一样，单纯为了享乐而花钱可能会影响您玩乐时的心情，尤其是您心知肚明赚钱有多难。说到如何在毫无心理负担的情况下消费，我们已经找到了解决方案。这里隆重推出乐活基金—成人的存钱罐，帮助我们努力工作，畅快玩乐。
乐活基金究竟是什么？
这个概念非常简单—先存钱，再消费。还记得小时候将零钱放入存钱罐吗？当它变得越来越满，越来越接近取钱日，您会感到兴奋吗？您可以再做一次——这次最好是用成人存钱罐。
举个例子，如果您想每年安排一次长假，您可以为这次旅行设立单独的储蓄账户，每月放入部分工资；如果想每月品尝一回奢侈的无菜单料理（omakase）或米其林推荐牛排，您也可以使用乐活基金轻松做到；如果计划在黑色星期五无预算地疯狂购物，您也可以动用您的乐活基金。如果这还不足以让您考虑创建乐活基金，那么请继续了解选择乐活基金的其他理由。
乐活基金必备理由
1.避免精力透支
当您长期处于高压与疲惫状态，就会精力透支，最终导致您丧失动力，变得越来越效率低下。为了避免精力透支，需要及时休息，减压并充电，这点很重要。这样您就可以长时间朝着目标继续冲刺。专为休闲娱乐而花钱，可以犒劳自己，避免精力透支。
2.毫无心理负担地娱乐
休息放松很重要，但有些爱好可能会给您的钱包带来负担。无论您的娱乐是旅行、做手工还是收藏，如果我们边玩边计算开支，那大多数人都无法尽情享受。如果您预留了娱乐资金，情形肯定会大有不同，您可以适当减压，还无需在事后因花钱而心疼。
3.拥有随心所欲的实力
说走就走的旅行和随性的疯狂购物的确其乐无穷，但也确实是一笔不菲的开支。想要在周末漫步于蔚蓝海岸，尽享美妙的岛屿度假，首先您需要一些闲钱。如果您在忙得没空花钱的就开始存钱，您的消费能力就会与日俱增，足够支撑您在闲暇时随心所欲地放飞自我。
4.培养有意识的消费
“为什么我总是花这么多钱？为什么这个月的账单金额这么高？我的钱都去哪儿了？”我们也许没有太多昂贵的爱好，但偶尔的几次放纵，往往加起来数额惊人。然而，当我们计划支出时，会开始有意识地比较已支出与可支出的资金，这让我们更加了解自己的消费习惯。您不知道的是，减掉每天的拿铁、出租车和周五晚上的酒水开支，就已经足以填充您本月的乐活基金！
5.鼓励养成更好的储蓄习惯
只要您密切关注乐活基金进度，就会更深入地了解自己的储蓄偏好，明白需要培养什么样的储蓄习惯才能适应您的生活方式。如果您还没有定期储蓄，可以使用乐活基金作为起点。它不仅灵活且易于上手，而且投入要求低。它会在储蓄之旅结束时犒劳您，激励您保持新的储蓄习惯。
如何创建乐活基金
准备好开启乐活基金了吗？四个简单步骤，开启乐活基金！
第1步：设置目标
先想一想都有哪些好玩的事情。想象有哪些项目会令您感到轻松愉悦，然后写下所需费用。机票、住宿、水疗按摩、艺术即兴演出、品酒、音乐节、露营设备以及个人美容体验，这些只是乐活基金目标中众多内容的一部分。毕竟，只要您有预算，就能畅快玩乐！写下每个项目的预估费用，计算总费用，就得出乐活基金的储蓄目标。请务必为目标添加截止日期，这将帮助您顺利实现目标。另外，期待着犒劳自己也是一件有趣的事情。
第2步：决定储蓄方式
有些人更喜欢“消费减法”，减少不必要的日常开支，或者在每个发薪日，将部分固定薪水转到单独的储蓄账户。其他人如果无法坚持长期储蓄，可以选择每月现金挑战，让储蓄变得更有趣。如果您已经在收紧预算和储蓄，还可以考虑副业、高息储蓄账户，或者被动收入，这些都可以帮助您更快地增加乐活资金。如果想赚钱，您可以将部分现金存入您的币安加密货币账户，来购买加密货币，并享受存款利息。最后，无论您选择何种储蓄方式，请一定要朝着乐活基金的目标不断努力。
第3步：查看您的乐活基金
生活总是充满各种意外让你的计划落空，抽空看看您的乐活基金存了多少钱，总归会有一些安慰。比如，可以将发薪日定为查看日，这样当您发现自己落后于目标时，就可以多转移一些薪水到乐活基金中。
第4步：打破“存钱罐”！
时机一到，您就可以从基金中取出来一部分钱，甚至将所有的钱都取出来。购物血拼、全部花光，或者来一场说走就走的旅行！尽情享用在忙碌时不断增长的乐活基金，恰当享受劳动成果。您值得拥有。
准备好乐活（基金）了吗？一切准备就绪！
想要痛快玩耍，又担心花钱太多，这样只会将所有的好心情破坏殆尽。从现在开始创建乐活基金，让您在为热爱的事物花钱时再也不会心生愧疚。只需稍加练习，这种健康的储蓄习惯就可以让您尽情享受生活的美好，无需等待退休之日。
